ACCIDENTAL INJURY INSURANCE

Please complete our Request for Proposal form.

We care about your students!

Please call us at 800.452.5772 or email us at office@aipinternational.com, for more information on our products and services.

ACCIDENTAL INJURY INSURANCE

Accidents happen, and they are always unexpected, and medical treatment is costly. When there is insurance coverage in place to cover the costs of medical treatment, a happy ending is imminent.

Your options for coverage are 24 Hour Coverage or School-Time Coverage. School-Time Coverage costs less, and provides protection for your student while traveling to and from school, while attending school, and during attendance at all school-sponsored trips and events.

Accidental Death and Dismemberment Coverage can be included.

Coverage for the play and practice of intercollegiate sports can be included. Many schools are adding coverage for their athletes to these programs so that they can increase the deductible on their Intercollegiate Athletic Insurance, resulting in a substantial savings to the school on their Athletic Insurance policy.

Benefit periods on these programs are typically 52 or 104 weeks from the date of injury. The benefit period provides coverage to the insured beyond the expiration date of the contract, which may be necessary depending upon the nature of the injury.

Associated Insurance Plans International, Inc. brings 46 years of hands-on experience, spanning three generations in this family business, to provide comprehensive accident insurance programs for students, athletic teams, and athletes.

Our customers appreciate our accessibility, our flexibility, and our knowledge of this marketplace.

As an independent insurance agency, we work with the insurance companies and claim processing centers specializing in this industry to bring you several proposals, enabling you to select the insurance plan that best meets your requirements and budget. Our knowledge of this marketplace allows us to provide you with informed quotes, providing advice as to which insurer may have the most complete offer with the best discounts for medical services, provide you with the best reporting, enabling tracking of paid and pending claims, and the most accessible claims representatives.

Customer satisfaction within the guidelines of the benefits you select is our primary goal. We are happy to work alongside your local agent, if this is your preference, to provide the continuity in customer service you may request.

We create account-specific websites which provide access to the master policy, claim filing instructions, online ID cards that can be printed when an accidental injury occurs, online claim inquiry where authorized personnel and the insured can view activity on their claim’s payment, and even an on-line “chat” feature, where contact can be made with an AIP Customer Service Representative for written instruction.

We are with you at claim time, too. We are available to assist your student in completing and filing their claim. Sometimes our personal attention may be needed to expedite claim payments, whether it be in contacting the primary insurer to obtain EOB’s so balances of charges can be paid, or negotiating with your local medical providers when their charges may exceed “usual and customary” to bring them into payment range. Whatever the situation, we are there for you.

Please complete our Request for Proposal form. If you have an existing accident insurance program, please send along a copy of your Master Policy for duplication of your existing coverage and our recommendations for improvement. Upon receipt of these documents, we will have our proposals to you quickly.

Thank you for visiting our website and we hope to hear from you.

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